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HDFC Gold Loan Features Charges Interest Rates Gold Coins Loan Scheme Review Details

HDFC Gold Loan Features Charges Interest Rates Gold Coins Loan Scheme Review Details

Gold is precious jewellery that you can get loan on your gold in any bank provided with such facilities. Normally gold loan interest rates are high. HDFC bank offers special interest rates and repayment methods. Read below the special benefits of HDFC gold loans. One can avail loan against gold coins and jewellery. Processing is done immediately with easy documentation. Reduced monthly outflow with only interest to be serviced every month. You can repay the principal loan amount even at the end of the loan tenure.

Gold Loan Charges

Loan Processing Charge is upto 0.50% of loan amount
Charges for late payment of loan amount: 2% p.a. as penal interest over and above applicable rate of interest.
Stamp Duty & other statutory charges: As per applicable laws of the state.
Legal, Repossession & Incidental charges: As incurred by the Bank
Renewal Processing Fees: Rs 500/-

Nil Charges

No charges for the following process.
Valuation Fee
No Due Certificate / No Objection Certificate (NOC)
Credit assessment charges

Features of Gold Loan

Gold loan upto Rs.10,00,000.
Loan value upto 90% of gold value.
Safe and secured lockers for Gold Jewellery
ATL Anytime Liquidity
Loan facility with no EMI and service only Interest.
Special interest rates for HDFC Bank customers.

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